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United Healthcare with Optum may cover some or all of your addiction treatment services.
Getting addiction treatment for drugs or alcohol can be life-changing and life-saving. Insurance often covers some or potentially all of the costs of this critical treatment, including United Healthcare/Optum. Addiction treatment coverage varies depending on your state, the type of treatment you receive, your healthcare plan and other factors.
During drug and alcohol detox, your body rids the addictive substances from your body. Treatment may include medications for withdrawal symptoms and substance cravings. You can also participate in an inpatient medical detox to reduce potential complications as drugs and alcohol leave your system. Detox is a critical part of the recovery process, and United Healthcare (UHC) with Optum covers either part or all of a person’s detox costs in most cases.
Your plan and coverage level will determine what you’ll be required to pay out-of-pocket for detox. Another factor relevant to your coverage is whether you go to a detox facility that’s in-network with UHC/Optum or out-of-network. You may need to go to an in-network partner treatment center with UHC/Optum, like The Recovery Village at Palmer Lake.
Because of the Affordable Care Act, insurers must include mental healthcare, including addiction treatment services, as essential benefits. If you have a UHC/Optum insurance plan, you’ll receive a variety of options for healthcare services to meet your specific needs.
The company can provide a list of in-network detox and addiction treatment centers well-suited for you in terms of location, treatment levels, therapy methods available and amenities. If a priority is managing care expenses, UHC/Optum has a network of providers to make sure they connect you with a cost-effective option.
Addiction treatment programs vary in length, with treatment plans highly individualized to each person’s unique needs. Some common lengths of time people stay in treatment are 30, 60 and 90 days, but it can be longer. UHC/Optum will determine how long it will cover your rehab stay based on the severity of your addiction, whether you have co-occurring mental health disorders and whether you’ve tried other forms of treatment previously. Your insurance plan, the state you live in and whether the facility you’re going to is in-network is also relevant in determining the length of stay that will be covered.
There are various ways to find out about the services covered by United Healthcare/Optum and how much coverage you’ll receive for addiction treatment. You can get in touch with the insurance company directly or visit the United Healthcare/Optum website. You can also contact a Recovery Advocate at The Recovery Village Palmer Lake, who can help verify your addiction treatment coverage.
The Recovery Village at Palmer Lake offers an insurance checker where you can add your coverage details. Upon completion, it will reach a Recovery Advocate, who will then contact you about your insurance coverage and the next steps.