Does Cigna Healthcare Cover Drug & Alcohol Rehab?
Yes. The Recovery Village at Palmer Lake is an in-network provider with Cigna Healthcare, a global health services company with strong Colorado presence through Evernorth behavioral health services and employer-sponsored plans. This means your Cigna Healthcare plan may cover part or all of the cost of addiction treatment at our Joint Commission-accredited facility in Palmer Lake, Colorado.
Cigna Healthcare Coverage for Addiction Treatment
Under the Mental Health Parity and Addiction Equity Act (MHPAEA) and the Affordable Care Act (ACA), health insurance plans including Cigna Healthcare are required to cover substance use disorder treatment at parity with medical/surgical benefits. This typically includes:
- Medical Detoxification — Inpatient, medically supervised withdrawal management
- Inpatient / Residential Rehabilitation — 24/7 structured treatment in a residential setting
- Partial Hospitalization (PHP) — Intensive daytime treatment (20+ hours/week)
- Intensive Outpatient Program (IOP) — Flexible outpatient therapy (9–12 hours/week)
- Medication-Assisted Treatment (MAT) — FDA-approved medications (Suboxone, Vivitrol, etc.)
- Co-Occurring Disorder Treatment — Integrated care for addiction plus mental health conditions
Understanding Your Cigna Healthcare Benefits
While Cigna Healthcare covers addiction treatment, your specific out-of-pocket costs will depend on your individual plan. Key factors include:
- Deductible — The amount you pay before insurance coverage begins
- Copayment / Coinsurance — Your share of costs after the deductible is met
- Out-of-Pocket Maximum — The most you’ll pay in a plan year before Cigna Healthcare covers 100%
- Prior Authorization — Some plans require pre-approval for residential treatment
- In-Network vs. Out-of-Network — As an in-network facility, your costs at The Recovery Village at Palmer Lake will typically be lower
How to Verify Your Cigna Healthcare Coverage
Verifying your Cigna Healthcare benefits takes just minutes:
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- Call our admissions line — Our Recovery Advocates verify your coverage for free
- Online verification — Use the secure form on our insurance page
- Call Cigna Healthcare directly — The member services number on the back of your insurance card
Our admissions team can explain your deductible, copay/coinsurance, out-of-pocket maximum, and whether prior authorization is needed — all before you commit to treatment.
What to Expect at The Recovery Village at Palmer Lake
The Recovery Village at Palmer Lake is a 60,000-square-foot, Joint Commission-accredited addiction treatment campus located at 443 S. Hwy 105, Palmer Lake, CO 80133, between Denver and Colorado Springs. Our physician-led treatment programs include medical detox, inpatient rehabilitation, PHP, IOP, MAT, co-occurring disorder treatment, and comprehensive aftercare planning.
- 4.5 Google Rating with hundreds of reviews
- Same-Day Admission available
- 27 In-Network Insurance Plans accepted
- Walk-Ins Welcome for those needing immediate help
FAQ
Is The Recovery Village at Palmer Lake in-network with Cigna Healthcare?
Yes. We are a contracted in-network provider with Cigna Healthcare for substance abuse treatment.
How much will rehab cost with Cigna Healthcare?
Costs vary by plan. Call for a free, confidential benefits verification to learn your exact out-of-pocket responsibility.
Does Cigna Healthcare cover medical detox?
Yes. Medically necessary detoxification is typically covered under Cigna Healthcare behavioral health benefits.
Does Cigna Healthcare require prior authorization for rehab?
Some Cigna Healthcare plans require prior authorization for residential treatment. Our admissions team handles this process for you.
What if Cigna Healthcare denies my claim?
We work with Cigna Healthcare on your behalf and can assist with appeals if a claim is initially denied.