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Cigna is a health insurance provider that helps 95 million people find affordable treatment. The company works with individual clients, families and employers.
Cigna’s network of care providers allows you to avoid high, out-of-pocket costs when addressing health concerns, including drug and alcohol addiction treatment. Cigna partners with numerous rehabilitation and detox facilities, including The Recovery Village at Palmer Lake.
Drug and alcohol detoxification is an essential step in the recovery process. Detox involves the removal of toxic substances from the patient’s body. Since detox often is linked to uncomfortable and possibly dangerous withdrawal symptoms, it is recommended to undergo this step in rehab under medical supervision. Cigna offers plans that cover either part or all of the costs associated with detox.
The type of plan you have and level of coverage determines how much you’ll pay out of pocket for detox and other addiction treatment services. Another cost factor is whether the detox facility is within Cigna’s network. Depending on the type of insurance plan you have, you may pay less if you go to a facility that partners with Cigna, such as The Recovery Village at Palmer Lake.
If you have a Cigna insurance plan, you’ll receive multiple options for health care services, including addiction treatment. Cigna’s list of in-network detox and rehab facilities regularly expands so that you can find services that meet your specific needs, such as:
Additionally, Cigna’s network of health care providers ensures that you’ll find a cost-effective option if a reduced expense is a priority.
How long Cigna covers the costs of your addiction treatment — and which levels of care are included in coverage — depends on your insurance plan. There are three general lengths of time that people stay in addiction treatment: 30, 60 and 90 days, although the time can vary for each person.
Additionally, there are different levels of care involved in treatment, such as detox, inpatient rehab and outpatient rehab. Your coverage may change depending on the level of care you need. Other factors that determine coverage include where you live, which state you’ll receive treatment in and to which facility you’ll go to.
There are multiple ways to learn more about what types of services — and how much — your Cigna insurance plan covers regarding addiction treatment. You can contact a representative from Cigna to receive direct information regarding your coverage or visit the Cigna website. Another option is calling a representative of The Recovery Village at Palmer Lake for answers regarding whether your insurance covers addiction treatment and, if so, how much is covered.
The Recovery Village at Palmer Lake’s insurance checker allows you to input your coverage information, which will be sent to a representative upon completion. You’ll then receive a call from a representative regarding your coverage of addiction treatment and the next steps in the process.