Does Rocky Mountain Health Plans Cover Drug & Alcohol Rehab?
Yes. The Recovery Village at Palmer Lake is an in-network provider with Rocky Mountain Health Plans, a Colorado-based regional insurer owned by UnitedHealth Group, serving the Western Slope, mountain communities, and Front Range with local expertise. This means your Rocky Mountain Health Plans plan may cover part or all of the cost of addiction treatment at our Joint Commission-accredited facility in Palmer Lake, Colorado.
Rocky Mountain Health Plans Coverage for Addiction Treatment
Under the Mental Health Parity and Addiction Equity Act (MHPAEA) and the Affordable Care Act (ACA), health insurance plans including Rocky Mountain Health Plans are required to cover substance use disorder treatment at parity with medical/surgical benefits. This typically includes:
- Medical Detoxification — Inpatient, medically supervised withdrawal management
- Inpatient / Residential Rehabilitation — 24/7 structured treatment in a residential setting
- Partial Hospitalization (PHP) — Intensive daytime treatment (20+ hours/week)
- Intensive Outpatient Program (IOP) — Flexible outpatient therapy (9–12 hours/week)
- Medication-Assisted Treatment (MAT) — FDA-approved medications (Suboxone, Vivitrol, etc.)
- Co-Occurring Disorder Treatment — Integrated care for addiction plus mental health conditions
Understanding Your Rocky Mountain Health Plans Benefits
While Rocky Mountain Health Plans covers addiction treatment, your specific out-of-pocket costs will depend on your individual plan. Key factors include:
- Deductible — The amount you pay before insurance coverage begins
- Copayment / Coinsurance — Your share of costs after the deductible is met
- Out-of-Pocket Maximum — The most you’ll pay in a plan year before Rocky Mountain Health Plans covers 100%
- Prior Authorization — Some plans require pre-approval for residential treatment
- In-Network vs. Out-of-Network — As an in-network facility, your costs at The Recovery Village at Palmer Lake will typically be lower
How to Verify Your Rocky Mountain Health Plans Coverage
Verifying your Rocky Mountain Health Plans benefits takes just minutes:
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- Call our admissions line — Our Recovery Advocates verify your coverage for free
- Online verification — Use the secure form on our insurance page
- Call Rocky Mountain Health Plans directly — The member services number on the back of your insurance card
Our admissions team can explain your deductible, copay/coinsurance, out-of-pocket maximum, and whether prior authorization is needed — all before you commit to treatment.
What to Expect at The Recovery Village at Palmer Lake
The Recovery Village at Palmer Lake is a 60,000-square-foot, Joint Commission-accredited addiction treatment campus located at 443 S. Hwy 105, Palmer Lake, CO 80133, between Denver and Colorado Springs. Our physician-led treatment programs include medical detox, inpatient rehabilitation, PHP, IOP, MAT, co-occurring disorder treatment, and comprehensive aftercare planning.
- 4.5 Google Rating with hundreds of reviews
- Same-Day Admission available
- 27 In-Network Insurance Plans accepted
- Walk-Ins Welcome for those needing immediate help
FAQ
Is The Recovery Village at Palmer Lake in-network with Rocky Mountain Health Plans?
Yes. We are a contracted in-network provider with Rocky Mountain Health Plans for substance abuse treatment.
How much will rehab cost with Rocky Mountain Health Plans?
Costs vary by plan. Call for a free, confidential benefits verification to learn your exact out-of-pocket responsibility.
Does Rocky Mountain Health Plans cover medical detox?
Yes. Medically necessary detoxification is typically covered under Rocky Mountain Health Plans behavioral health benefits.
Does Rocky Mountain Health Plans require prior authorization for rehab?
Some Rocky Mountain Health Plans plans require prior authorization for residential treatment. Our admissions team handles this process for you.
What if Rocky Mountain Health Plans denies my claim?
We work with Rocky Mountain Health Plans on your behalf and can assist with appeals if a claim is initially denied.