Yes. The Recovery Village at Palmer Lake is an in-network provider with UnitedHealthcare / Optum, the nation’s largest health insurer providing comprehensive behavioral health coverage through Optum Behavioral Health for millions of Coloradans. This means your UnitedHealthcare / Optum plan may cover part or all of the cost of addiction treatment at our Joint Commission-accredited facility in Palmer Lake, Colorado.
UnitedHealthcare / Optum Coverage for Addiction Treatment
Under the Mental Health Parity and Addiction Equity Act (MHPAEA) and the Affordable Care Act (ACA), health insurance plans including UnitedHealthcare / Optum are required to cover substance use disorder treatment at parity with medical/surgical benefits. This typically includes:
- Medical Detoxification — Inpatient, medically supervised withdrawal management
- Inpatient / Residential Rehabilitation — 24/7 structured treatment in a residential setting
- Partial Hospitalization (PHP) — Intensive daytime treatment (20+ hours/week)
- Intensive Outpatient Program (IOP) — Flexible outpatient therapy (9–12 hours/week)
- Medication-Assisted Treatment (MAT) — FDA-approved medications (Suboxone, Vivitrol, etc.)
- Co-Occurring Disorder Treatment — Integrated care for addiction plus mental health conditions
Understanding Your UnitedHealthcare / Optum Benefits
While UnitedHealthcare / Optum covers addiction treatment, your specific out-of-pocket costs will depend on your individual plan. Key factors include:
- Deductible — The amount you pay before insurance coverage begins
- Copayment / Coinsurance — Your share of costs after the deductible is met
- Out-of-Pocket Maximum — The most you’ll pay in a plan year before UnitedHealthcare / Optum covers 100%
- Prior Authorization — Some plans require pre-approval for residential treatment
- In-Network vs. Out-of-Network — As an in-network facility, your costs at The Recovery Village at Palmer Lake will typically be lower
How to Verify Your UnitedHealthcare / Optum Coverage
Verifying your UnitedHealthcare / Optum benefits takes just minutes:
Free, Confidential Helpline
Ready to take the next step toward recovery?
Our Recovery Advocates are available around the clock to answer your questions, verify your insurance, and help you find the right level of care — at no cost to you.
- Call our admissions line — Our Recovery Advocates verify your coverage for free
- Online verification — Use the secure form on our insurance page
- Call UnitedHealthcare / Optum directly — The member services number on the back of your insurance card
Our admissions team can explain your deductible, copay/coinsurance, out-of-pocket maximum, and whether prior authorization is needed — all before you commit to treatment.
What to Expect at The Recovery Village at Palmer Lake
The Recovery Village at Palmer Lake is a 60,000-square-foot, Joint Commission-accredited addiction treatment campus located at 443 S. Hwy 105, Palmer Lake, CO 80133, between Denver and Colorado Springs. Our physician-led treatment programs include medical detox, inpatient rehabilitation, PHP, IOP, MAT, co-occurring disorder treatment, and comprehensive aftercare planning.
- 4.5 Google Rating with hundreds of reviews
- Same-Day Admission available
- 27 In-Network Insurance Plans accepted
- Walk-Ins Welcome for those needing immediate help
FAQ
Is The Recovery Village at Palmer Lake in-network with UnitedHealthcare / Optum?
Yes. We are a contracted in-network provider with UnitedHealthcare / Optum for substance abuse treatment.
How much will rehab cost with UnitedHealthcare / Optum?
Costs vary by plan. Call for a free, confidential benefits verification to learn your exact out-of-pocket responsibility.
Does UnitedHealthcare / Optum cover medical detox?
Yes. Medically necessary detoxification is typically covered under UnitedHealthcare / Optum behavioral health benefits.
Does UnitedHealthcare / Optum require prior authorization for rehab?
Some UnitedHealthcare / Optum plans require prior authorization for residential treatment. Our admissions team handles this process for you.
What if UnitedHealthcare / Optum denies my claim?
We work with UnitedHealthcare / Optum on your behalf and can assist with appeals if a claim is initially denied.